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Investments
Investments must be chosen with a main goal in mind: safety, income or growth.
Retirement
Retirement planning is the important task of deciding how you will live once you retire.
Insurance
Let us assist you with Life Insurance, Disability Insurance, Dread Disease Cover & more.
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Some of our providers
Who we are
Bekker Investments has grown from strength to strength since opening in 1984. The Brokerage has established a reputation for professional service and the best possible solution to meet your financial needs. Bekker Investments are Authorised Financial Service Providers FSB No: 42759.
- Estate Planning
- Retirement Planning
- Trusts & Wills
- Personal Risk Planning
WANT TO KNOW MORE ABOUT OUR COMPANY? CURIOUS WHAT ELSE WE DO?
About us
Bekker Investments has grown from strength to strength since opening in 1984. The Brokerage has established a reputation for professional service and the best possible solution to meet your financial needs.
Paul Bekker’s career as a Financial Advisor began in September 1981, when he joined a Private Brokerage as a partner after gaining experience in the financial sector with a well-known Service Provider.
Tips
Newsletter – October 2024 – Issue 148
Markets are rising slowly, and the rand is starting to weaken again. The Trump / Harris circus is almost here, and our […]
Newsletter – September 2024 – Issue 147
The Rand is in a honeymoon period, but the clever people are saying its not going to last, so “make hay while […]
Newsletter – August 2024 – Issue 146
Bumpy August markets had a 10% correction local and offshore, but then climbed back up almost immediately. The Rand lost against the […]
Newsletter – July 2024 – Issue 145
Markets continue to go up and the Rand is starting to weaken again.I am sure that we are all keeping glued to […]
Newsletter – June 2024 – Issue 144
Wow !! New things happening in South Africa. GNU (which I thought was a wildebeest) in place, the EFF and MK kicked […]
Newsletter – May 2024 – Issue 143
Nail biting stuff these elections. ANC throwing in NHI (which is never going to fly) to garner a few more votes. I’m […]
Newsletter – April 2024 – Issue 142
March / April was up and down for the local markets. The local market looks like a ship lost at sea with […]
Newsletter – March 2024 – Issue 141
The local market remains flat, but offshore is still growing. The rand strengthened in February, but going forward all the clever people […]
Newsletter – February 2024 – Issue 140
SA Markets are slowly going up. Offshore markets are going well. I think that only 10% of South Africans watched the SONA […]
Newsletter – January 2024 – Issue 139
We are back from a glorious holiday in Mozambique. We worked hard but it was fun, and for the first time in […]
Newsletter – November 2023 – Issue 138
Thank goodness November has been a very good month for investors. We can go into the Christmas Season happy and cheerful. My […]
Newsletter – October 2023 – Issue 137
Markets are up and down again. Covid, Ukraine, now Israel, What next! This world is in a mess.I was sitting with some […]
Newsletter – September 2023 – Issue 136
Markets so far are down for September, but only by 2-3% overseas and in South Africa. The English pound is very weak […]
Newsletter – August 2023 – Issue 135
Local markets have lost about 4% and the offshore markets are down 2-3%. The Rand fell through the floor again.The new investment […]
Newsletter – July 2023 – Issue 134
Local markets are up from 76,000 points to 78,639. Offshore S&P 500 are up 2.96%, NASDAQ is up 3.83%. The rand however […]
Newsletter – June 2023 – Issue 133
Offshore markets have had a good rally and some analysts are saying that it looks like the start of a bull market.S&P […]
Newsletter – May 2023 – Issue 132
Offshore markets are going up nicely, but locally the JSE is going sideways.The Rand is falling through the floor and anyone with […]
Newsletter – April 2023 – Issue 131
I have just arrived back from my Easter holiday in Mozambique, straight into mini riots, load shedding, no water, phone call cuts, […]
Newsletter – March 2023 – Issue 130
After a good start to the year, January and February being good months, now March seems to have brought us back down […]
Newsletter – February 2023 – Issue 129
Just when we thought it’s going to be a calm year, South Africa is now on the grey status list which is […]
Newsletter – January 2023 – Issue 128
HappyNew Year. It has certainly started off with a bang. The Local market JSE is up over 80,000 points for the first […]
Newsletter – November 2022 – Issue 127
November markets are up in USD and GBP, but down in Rands, due to Rand strength. That has now changed radically as […]
Newsletter – October 2022 – Issue 126
At last!!! We have had a very good October. Long may it last. We have had a definite upward turn in offshore […]
Newsletter – September 2022 – Issue 125
Challenging times for world markets. (See attached).The whole world is increasing interest rates to curb inflation, which has been caused by the […]
Newsletter – August 2022 – Issue 124
The volatility in the markets is unprecedented Overseas and Local. I have attached a graph of the S&P 500 to show you. […]
Newsletter – July 2022 – Issue 123
At last, the offshore markets have turned and are now heading in the right direction. The Rand is falling because of Eskom […]
Newsletter – June 2022 – Issue 122
“And the hits just keep on coming” Clint Eastwood quote. Our President caught with $4 Million Dollars under his mattress at his […]
Newsletter – May 2022 – Issue 121
The markets are up and down but are starting to have more up days than down. My guess is that we should […]
Newsletter – April 2022 – Issue 120
The markets remain bumpy as countries all over the world are raising interest rates to combat inflation. What this means is as […]
Newsletter – February 2022 – Issue 118
The markets are still very grumpy because of the Mexican standoff between Russia and the west in the Ukraine. It is starting […]
Newsletter – January 2022 – Issue 117
I trust everybody is back from holiday safe and sound. December was a very good month for investors, but January so far […]
Newsletter – October 2021 – Issue 116
Markets overseas and local are chugging along nicely and it seems that the world is shaking off it’s covid cloak. I have […]
Newsletter – September 2021 – Issue 115
Markets are grumpy. Local markets are down 10% as well as offshore. They have since turned and are heading back up. Reasons […]
Newsletter – August 2021 – Issue 114
Offshore markets continue to climb locally. It’s been up and down. Rand dollar and rand pound are still at fair levels, but […]
Newsletter – July 2021 – Issue 113
Markets are behaving well and peace (for now) seems to have returned to South Africa. This latest debacle has triggered many of […]
Tips for investing offshore
Investors who ignore offshore opportunities deny themselves the significant benefit of exposure to a far wider range of stocks, says David Nathanson, […]
4 things you need to know about tax-free savings accounts
Tax-free savings accounts are ideal tools for long term investment strategies, but a huge amount of education is needed to ensure that […]
How to know if you have too much debt
HOW MUCH DEBT IS TOO MUCH? While there is no definite measure, there are ways to determine if you’ve taken on more […]
Survival Kit: Find the hidden cash in your home
A recent social experiment highlighted that many South African households have more money than they realise tied up in unwanted goods and […]
Were your investments affected by the Steinhoff bloodbath?
Steinhoff has lost millions after accounting irregularities came to light earlier this month. In a case that may well result in charges […]
National Budget Speech 2018 – a difficult balancing act for Minister of Finance
THE National Budget Speech on February 21 this year is likely to attract more interest than it has on many occasions previously. […]
If we reject VAT then we must provide alternatives – Carrim
VAT should be dealt with cautiously and if the hike is rejected, then Parliament will have to find alternative options to fund […]
How will the VAT hike affect property sales?
A question raised about the 1% value-added tax (VAT) increase to 15% as from April 1 2018, as announced in Budget 2018, […]
What’s the difference between money markets and unit trusts?
A money market account is essentially a short-term investment account which is held with your bank. One gets various formats of a […]
Knowing if you have you saved enough for retirement?
Knowing whether you have saved enough for retirement is one of the primary causes of financial anxiety for pre-retirement investors, according to […]
How much is credit life insurance really costing you?
In tough economic times, most South Africans are looking to reign in their spending and cut back on unnecessary costs as far […]
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News24 Business | Rand hits best level in weeks as 'Trump trades' unwind
Source: Markets Published on 2024-11-05
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News24 Business | Investment update | What Trump or Harris could mean for JSE shares
Source: Markets Published on 2024-11-05
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News24 Business | Rand benefits from dollar weakness as US election, likely Fed rate cut loom
Source: Markets Published on 2024-11-04
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News24 Business | GEPF two-pot frustrations: After two months, some withdrawals still not processed
Source: Money Published on 2024-11-01
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News24 Business | Pound set for worst weekly losses since 2018 after budget jolt
Source: Markets Published on 2024-11-01
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News24 Business | Gold hits fresh record amid 'Trump 2.0' prospects
Source: Markets Published on 2024-10-29
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News24 Business | OPINION | Matriculants' other big test - how they'll manage their money
Source: Money Published on 2024-10-27
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News24 Business | Business brief | Mondi shutters fire-hit Bulgarian mill; Mercedes' profits plunge
Source: Money Published on 2024-10-25
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News24 Business | Rand now down almost 3% this month as dollar enjoys Trump, rates boost
Source: Markets Published on 2024-10-25
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News24 Business | Investment update | For palladium, 'fear is the trade'
Source: Markets Published on 2024-10-25
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News24 Business | African markets expand at fastest pace since 2017, Absa finds
Source: Markets Published on 2024-10-24
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News24 Business | BlackRock CEO says JSE delistings a symptom of scale becoming the name of the game
Source: Markets Published on 2024-10-24
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News24 Business | Investment update | Panic grows in alumina market as prices spike toward a record
Source: Markets Published on 2024-10-23
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News24 Business | More than 50% of unhappy medical scheme members win their case at regulator
Source: Money Published on 2024-10-22
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News24 Business | Why passive funds are more popular in the US than in SA
Source: Money Published on 2024-10-22
So you think you’re better off in a money market fund?
Over the last five years the poor performance of the local stock market has led many investors to consider moving away from equity unit trusts. Many have preferred the perceived security of money market funds, where returns have been higher.
Between 1 July 2014 and 30 June 2019, the money market delivered around 7% per year. According to figures from Morningstar, only four out of the 96 local equity funds with track records that long performed better than that. The average equity fund returned only 3.5% per year over this period.
At face value, it therefore would seem that the money market has obviously been the better place to be invested. Every money market fund in the country outperformed the average equity fund.
Things are not always what they seem
However, investors should be cautious about making simple comparisons when looking at returns from different asset classes. That is because the form of this growth is different, and therefore how it is taxed is different. And that can have a significant impact on returns.