A few of our services
Do you want to...
Take some time and meet our team?
Get in contact with our company?
Some of our providers
Who we are
Bekker Investments has grown from strength to strength since opening in 1984. The Brokerage has established a reputation for professional service and the best possible solution to meet your financial needs. Bekker Investments are Authorised Financial Service Providers FSB No: 42759.
WANT TO KNOW MORE ABOUT OUR COMPANY? CURIOUS WHAT ELSE WE DO?
Bekker Investments has grown from strength to strength since opening in 1984. The Brokerage has established a reputation for professional service and the best possible solution to meet your financial needs.
Paul Bekker’s career as a Financial Advisor began in September 1981, when he joined a Private Brokerage as a partner after gaining experience in the financial sector with a well-known Service Provider.
The majority of income earners in SA will have to seriously downgrade their lifestyles when regular income stops coming in at retirement, cautions Phillip Kassel, a financial adviser at Liberty. “Most employees earn approximately 480 pay cheques in their working lifetime between the ages of 25 to 65.
Investors who ignore offshore opportunities deny themselves the significant benefit of exposure to a far wider range of stocks, says David Nathanson, portfolio manager at Bellwood Capital. Purchasing foreign equities is a starting point for long-term investors wishing to unlock the value of
Tax filing season is officially open. And although Acting Commissioner of the South African Revenue Service (SARS) Mark Kingon has noted you don’t have to file a tax return if you earn less than R350 000 per year from a single source of income – and have no allowances – you may still choose to
Tax-free savings accounts are ideal tools for long term investment strategies, but a huge amount of education is needed to ensure that customers use the products in the most effective manner and avoid becoming victims of the law of unintended consequences, says Standard Bank.
HOW MUCH DEBT IS TOO MUCH? While there is no definite measure, there are ways to determine if you’ve taken on more than you can handle. If you cannot pay all your household expenses, including your debt repayments, you have a problem. It may be that you have too much debt,but it
A recent social experiment highlighted that many South African households have more money than they realise tied up in unwanted goods and that disposing of these assets could be their survival ticket in tough economic times. The experiment set out to prove that most households could
Steinhoff has lost millions after accounting irregularities came to light earlier this month. In a case that may well result in charges of fraud, some of the company’s most senior executives could be sent to jail. The most exposed investors are pensioners,
THE National Budget Speech on February 21 this year is likely to attract more interest than it has on many occasions previously. South Africans have become accustomed to a National Budget characterised by inevitable increases in the
VAT should be dealt with cautiously and if the hike is rejected, then Parliament will have to find alternative options to fund the revenue gap, according to chair of the Standing Committee on Finance Yunus Carrim. He was delivering the concluding remarks to
A question raised about the 1% value-added tax (VAT) increase to 15% as from April 1 2018, as announced in Budget 2018, is how it will affect fixed property sales currently in progress or under negotiation. Leonard Willemse, senior tax consultant at Mazars, explains this question stems
Shrinkflation, an unpopular term among consumers, is the process of items shrinking in size or quantity while their prices remain the same. Manufacturers engage in this practice to make money. Angelique Ruzicka has some tips on how to beat them at their own game Manufacturers often want to increase
Consumers who decide to reduce their savings by even R100 or R200 per month to buffer against the impact of the 1 percentage point VAT increase, are effectively robbing themselves of the benefit of compounded growth. Compound interest is essentially the addition of interest
There’s a saying that goes: “A fool and his money are soon parted.” While you may not lose all your money by making these financial mistakes, you could certainly lose some of it and even incur penalties and fines. Here’s a list of the silly things people do to lose money and solutions to avoid
A money market account is essentially a short-term investment account which is held with your bank. One gets various formats of a money market account, such as a 7-day or 32-day account. This type of account is an ideal “parking bay” if you will be using the money in the next year or two.
Question: I am 58 years old and have seven years before retirement. Is it too late to buy a retirement annuity? Tax-free savings account You can invest R33 000 per year in a tax-free savings account and still get the tax-free benefits of this type of investment. However, you don’t have to invest every year. […]
Your joint mortgage may form part of your partner’s debt review without your consent. If you are married in community of property and your spouse is placed under debt review, so will you be because you share a joint estate that includes all debt. However, what if you are married out of community of property,
Knowing whether you have saved enough for retirement is one of the primary causes of financial anxiety for pre-retirement investors, according to Duggan Matthews of income specialist company Marriott. “The current investment environment, characterised by economic uncertainty,
In tough economic times, most South Africans are looking to reign in their spending and cut back on unnecessary costs as far as possible. An overlooked area of reigning in spending is to revisit the hidden costs associated with your personal loan. Most people assume that these monthly repayments
- Fin24.com | MONEY CLINIC: I have invested R1m to be paid out monthly, I have not received any during Covid-19. What can I do?
- Fin24.com | Coronavirus | 1 in 5 residential tenants cannot pay rent, survey shows
- Fin24.com | The rand's rebound is gathering momentum
- Fin24.com | A month after oil plunged into the abyss, prices are surging
- Fin24.com | MONEY CLINIC: Is it legal for our landlord to charge us a R500 late penalty fee during Covid-19?
- Fin24.com | Lower confidence in SA property, but still a buyers' market
- Fin24.com | Palladium jumps above $2 000 amid optimism over China reopening
- Fin24.com | Oil jumps above $30 for first time in two months on output cuts
- Fin24.com | Gold climbs to 7-year high after US Federal Reserve's stocks, growth warnings
- Fin24.com | MONEY CLINIC: The 'no work, no pay' principle applies to me. How do I deal with my debt?
- Fin24.com | Arab stock markets plunge nearly 25% in Q1 as oil crash takes its toll
- Fin24.com | MONEY CLINIC: My wife and I are under debt review. Our salaries have been cut - what can we do?
- Fin24.com | Saudi to cut oil output by another million barrels per day
- Fin24.com | Oil falls on fears a second virus wave would pummel demand again
- Fin24.com | MONEY CLINIC: As a private individual, can I request a rental payment holiday?
So you think you’re better off in a money market fund?
Over the last five years the poor performance of the local stock market has led many investors to consider moving away from equity unit trusts. Many have preferred the perceived security of money market funds, where returns have been higher.
Between 1 July 2014 and 30 June 2019, the money market delivered around 7% per year. According to figures from Morningstar, only four out of the 96 local equity funds with track records that long performed better than that. The average equity fund returned only 3.5% per year over this period.
At face value, it therefore would seem that the money market has obviously been the better place to be invested. Every money market fund in the country outperformed the average equity fund.
Things are not always what they seem
However, investors should be cautious about making simple comparisons when looking at returns from different asset classes. That is because the form of this growth is different, and therefore how it is taxed is different. And that can have a significant impact on returns.