Every sound investment plan begins with a clear purpose. We help you define yours — then build a strategy around it.
An investment plan needs a main purpose.
Establishing a time frame you can stick with is of the utmost importance. Investments should be chosen with a single main goal in mind — safety, income or growth — and the first decision is which of these matters most to you.
Do you need current income, growth so that investments can provide income later, or is safety your top priority?
Investments must be chosen with a main goal in mind: safety, income or growth. Deciding which characteristic is most important to you shapes everything that follows.
Some investments carry the risk that you could lose all your money — too risky for most people. One straightforward way to reduce investment risk is to diversify.
Many investment choices carry minimum amounts, so you first need to decide how much you can invest — a lump sum, or regular monthly contributions. A larger sum opens up more options, and using a variety of investments helps minimise the risk of relying on just one.
Annuities can be structured according to a wide array of details and factors, such as the duration over which payments are guaranteed to continue.
Some annuities are created so that, upon annuitisation, payments continue for as long as either the annuitant or their spouse is alive. Others are structured to pay out for a fixed period — say 20 years — regardless of how long the annuitant lives.
Contact Bekker Investments to begin building a plan around your goals.
