{"id":446,"date":"2026-09-07T06:41:41","date_gmt":"2026-09-07T06:41:41","guid":{"rendered":"https:\/\/bekkerinvestments.co.za\/?page_id=446"},"modified":"2026-09-07T08:58:26","modified_gmt":"2026-09-07T08:58:26","slug":"personal-risk-planning","status":"publish","type":"page","link":"https:\/\/bekkerinvestments.co.za\/?page_id=446","title":{"rendered":"Personal Risk Planning"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"446\" class=\"elementor elementor-446\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1d2587d9 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1d2587d9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6e796b96\" data-id=\"6e796b96\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ab89858 elementor-widget elementor-widget-heading\" data-id=\"5ab89858\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Individuals<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cca9123 elementor-widget elementor-widget-heading\" data-id=\"3cca9123\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Personal Risk Planning<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6304f45a elementor-widget elementor-widget-text-editor\" data-id=\"6304f45a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Your ability to earn an income is your family&#8217;s most important asset. We help you protect it against life&#8217;s what-ifs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-326f8b86 elementor-align-left elementor-mobile-align-center elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"326f8b86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-bob\" href=\"https:\/\/bekkerinvestments.co.za\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f1acb74\" data-id=\"f1acb74\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2faa57e elementor-widget elementor-widget-image\" data-id=\"2faa57e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"491\" height=\"470\" src=\"https:\/\/bekkerinvestments.co.za\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-13-at-07.59.09.png\" class=\"attachment-large size-large wp-image-29\" alt=\"\" srcset=\"https:\/\/bekkerinvestments.co.za\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-13-at-07.59.09.png 491w, https:\/\/bekkerinvestments.co.za\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-13-at-07.59.09-300x287.png 300w\" sizes=\"(max-width: 491px) 100vw, 491px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-31207cbd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"31207cbd\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f8a4f7d\" data-id=\"f8a4f7d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c11d89b elementor-widget elementor-widget-heading\" data-id=\"7c11d89b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 Personal Risk Planning<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-707a5b6a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"707a5b6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd6f122 elementor-widget elementor-widget-text-editor\" data-id=\"bd6f122\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Managing the risks to your health, home, vehicles and assets.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7de52790 elementor-widget elementor-widget-text-editor\" data-id=\"7de52790\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Most of us strive for the right balance between living with a certain amount of risk and the confidence to replace or minimise the impact of loss. As part of a strategic financial plan, insurance can help you deal with unexpected events that affect your health, wealth and financial well-being.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6baa4b08 elementor-widget elementor-widget-text-editor\" data-id=\"6baa4b08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Risk management begins with identifying the areas of your financial plan that are at risk.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5c4670e4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c4670e4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-34db4f1a\" data-id=\"34db4f1a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-68f1876f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"68f1876f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-55 elementor-inner-column elementor-element elementor-element-2640cfc5\" data-id=\"2640cfc5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-52cdf9a6 elementor-widget elementor-widget-heading\" data-id=\"52cdf9a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Why It Matters<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a6e6c4f elementor-widget elementor-widget-heading\" data-id=\"5a6e6c4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why manage your risk?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ff23ff8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1ff23ff8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57171be8 elementor-widget elementor-widget-text-editor\" data-id=\"57171be8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>What happens if you have an accident and require long-term nursing care? What would happen to your family if you died? Would your children be able to attend university?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-728b6005 elementor-widget elementor-widget-text-editor\" data-id=\"728b6005\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>It is uncomfortable to think about negative events \u2014 but there is real peace of mind in knowing that you and your family are prepared to deal with loss during difficult times.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-45 elementor-inner-column elementor-element elementor-element-319e15ce\" data-id=\"319e15ce\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f8b3702 elementor-widget elementor-widget-heading\" data-id=\"3f8b3702\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Questions to answer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50305d23 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"50305d23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">How much income would you need if unable to work?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">How much income would your spouse need if you passed away?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">What impact would a sudden loss have on your goals?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-154a28f3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"154a28f3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3aab374e\" data-id=\"3aab374e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7436cc76 elementor-widget elementor-widget-heading\" data-id=\"7436cc76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Cover We Advise On<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18a32235 elementor-widget elementor-widget-heading\" data-id=\"18a32235\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Protection for life's what-ifs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-28586323 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"28586323\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-39ec448e\" data-id=\"39ec448e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1128c91a elementor-position-block-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1128c91a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-heart-pulse\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tLife &amp; Lump-Sum Cover\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLife cover and lump-sum disability cover to protect your family's financial security.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2202cbcc\" data-id=\"2202cbcc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34901725 elementor-position-block-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"34901725\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-hand-holding-medical\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M159.88,175.82h64v64a16,16,0,0,0,16,16h64a16,16,0,0,0,16-16v-64h64a16,16,0,0,0,16-16v-64a16,16,0,0,0-16-16h-64v-64a16,16,0,0,0-16-16h-64a16,16,0,0,0-16,16v64h-64a16,16,0,0,0-16,16v64A16,16,0,0,0,159.88,175.82ZM568.07,336.13a39.91,39.91,0,0,0-55.93-8.47L392.47,415.84H271.86a16,16,0,0,1,0-32H350.1c16,0,30.75-10.87,33.37-26.61a32.06,32.06,0,0,0-31.62-37.38h-160a117.7,117.7,0,0,0-74.12,26.25l-46.5,37.74H15.87a16.11,16.11,0,0,0-16,16v96a16.11,16.11,0,0,0,16,16h347a104.8,104.8,0,0,0,61.7-20.27L559.6,392A40,40,0,0,0,568.07,336.13Z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tIncome &amp; Illness Cover\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tIncome disability cover and severe illness cover, so a loss of earnings need not derail your plans.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-374eef2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"374eef2\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-104ddadf\" data-id=\"104ddadf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-597b1eb4 elementor-widget elementor-widget-text-editor\" data-id=\"597b1eb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>At Bekker Investments we understand that your ability to earn an income is your family&#8217;s most important asset. We provide objective, independent advice, and an in-depth analysis of your existing risk provisions \u2014 recommending appropriate levels of cover and cost structures for your needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-10b684c1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"10b684c1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-71fc6b96\" data-id=\"71fc6b96\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c0a06bc elementor-widget elementor-widget-heading\" data-id=\"1c0a06bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Protect what matters most.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-169cca08 elementor-widget elementor-widget-text-editor\" data-id=\"169cca08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Speak to an independent advisor about the right cover for your family.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ed6be29 elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"3ed6be29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-bob\" href=\"https:\/\/bekkerinvestments.co.za\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get in Touch<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-225da699 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"225da699\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-44e0b439\" data-id=\"44e0b439\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-347f2bef elementor-widget elementor-widget-heading\" data-id=\"347f2bef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Related Services<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-624d12af elementor-widget elementor-widget-heading\" data-id=\"624d12af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Explore related planning<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-59c0a8a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"59c0a8a8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33.333 elementor-inner-column elementor-element elementor-element-63eea81d\" data-id=\"63eea81d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ea5cef3 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7ea5cef3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/bekkerinvestments.co.za\/investment-planing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33.333 elementor-inner-column elementor-element elementor-element-3e82f4f\" data-id=\"3e82f4f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f47340c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"5f47340c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/bekkerinvestments.co.za\/estate-planning\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Estate Planning<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33.333 elementor-inner-column elementor-element elementor-element-4fcb2a78\" data-id=\"4fcb2a78\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b4b5957 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1b4b5957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/bekkerinvestments.co.za\/retirement-planning\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Retirement Planning<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Individuals Personal Risk Planning Your ability to earn an income is your family&#8217;s most important asset. We help you protect it against life&#8217;s what-ifs. Book a Consultation \u2014 Personal Risk Planning Managing the risks to your health, home, vehicles and assets. Most of us strive for the right balance between living with a certain amount [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-446","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Personal Risk Planning - Bekker Investments<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bekkerinvestments.co.za\/?page_id=446\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal Risk Planning - Bekker Investments\" \/>\n<meta property=\"og:description\" content=\"Individuals Personal Risk Planning Your ability to earn an income is your family&#8217;s most important asset. We help you protect it against life&#8217;s what-ifs. Book a Consultation \u2014 Personal Risk Planning Managing the risks to your health, home, vehicles and assets. Most of us strive for the right balance between living with a certain amount [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bekkerinvestments.co.za\/?page_id=446\" \/>\n<meta property=\"og:site_name\" content=\"Bekker Investments\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-07T08:58:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bekkerinvestments.co.za\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-13-at-07.59.09.png\" \/>\n\t<meta property=\"og:image:width\" content=\"491\" \/>\n\t<meta property=\"og:image:height\" content=\"470\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/?page_id=446\",\"url\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/?page_id=446\",\"name\":\"Personal Risk Planning - Bekker Investments\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/?page_id=446#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/?page_id=446#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Screenshot-2026-08-13-at-07.59.09.png\",\"datePublished\":\"2026-09-07T06:41:41+00:00\",\"dateModified\":\"2026-09-07T08:58:26+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/?page_id=446#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/bekkerinvestments.co.za\\\/?page_id=446\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/?page_id=446#primaryimage\",\"url\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Screenshot-2026-08-13-at-07.59.09.png\",\"contentUrl\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Screenshot-2026-08-13-at-07.59.09.png\",\"width\":491,\"height\":470},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/?page_id=446#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Personal Risk Planning\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/#website\",\"url\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/\",\"name\":\"Bekker Investments\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/#organization\",\"name\":\"Bekker Investments\",\"url\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Website-Bekker-Investments-LOGO-black-scaled.png\",\"contentUrl\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Website-Bekker-Investments-LOGO-black-scaled.png\",\"width\":2560,\"height\":1337,\"caption\":\"Bekker Investments\"},\"image\":{\"@id\":\"https:\\\/\\\/bekkerinvestments.co.za\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Personal Risk Planning - Bekker Investments","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bekkerinvestments.co.za\/?page_id=446","og_locale":"en_US","og_type":"article","og_title":"Personal Risk Planning - Bekker Investments","og_description":"Individuals Personal Risk Planning Your ability to earn an income is your family&#8217;s most important asset. We help you protect it against life&#8217;s what-ifs. Book a Consultation \u2014 Personal Risk Planning Managing the risks to your health, home, vehicles and assets. Most of us strive for the right balance between living with a certain amount [&hellip;]","og_url":"https:\/\/bekkerinvestments.co.za\/?page_id=446","og_site_name":"Bekker Investments","article_modified_time":"2026-09-07T08:58:26+00:00","og_image":[{"width":491,"height":470,"url":"https:\/\/bekkerinvestments.co.za\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-13-at-07.59.09.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/bekkerinvestments.co.za\/?page_id=446","url":"https:\/\/bekkerinvestments.co.za\/?page_id=446","name":"Personal Risk Planning - Bekker Investments","isPartOf":{"@id":"https:\/\/bekkerinvestments.co.za\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bekkerinvestments.co.za\/?page_id=446#primaryimage"},"image":{"@id":"https:\/\/bekkerinvestments.co.za\/?page_id=446#primaryimage"},"thumbnailUrl":"https:\/\/bekkerinvestments.co.za\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-13-at-07.59.09.png","datePublished":"2026-09-07T06:41:41+00:00","dateModified":"2026-09-07T08:58:26+00:00","breadcrumb":{"@id":"https:\/\/bekkerinvestments.co.za\/?page_id=446#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bekkerinvestments.co.za\/?page_id=446"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bekkerinvestments.co.za\/?page_id=446#primaryimage","url":"https:\/\/bekkerinvestments.co.za\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-13-at-07.59.09.png","contentUrl":"https:\/\/bekkerinvestments.co.za\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-13-at-07.59.09.png","width":491,"height":470},{"@type":"BreadcrumbList","@id":"https:\/\/bekkerinvestments.co.za\/?page_id=446#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bekkerinvestments.co.za\/"},{"@type":"ListItem","position":2,"name":"Personal Risk Planning"}]},{"@type":"WebSite","@id":"https:\/\/bekkerinvestments.co.za\/#website","url":"https:\/\/bekkerinvestments.co.za\/","name":"Bekker Investments","description":"","publisher":{"@id":"https:\/\/bekkerinvestments.co.za\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bekkerinvestments.co.za\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/bekkerinvestments.co.za\/#organization","name":"Bekker Investments","url":"https:\/\/bekkerinvestments.co.za\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bekkerinvestments.co.za\/#\/schema\/logo\/image\/","url":"https:\/\/bekkerinvestments.co.za\/wp-content\/uploads\/2026\/08\/Website-Bekker-Investments-LOGO-black-scaled.png","contentUrl":"https:\/\/bekkerinvestments.co.za\/wp-content\/uploads\/2026\/08\/Website-Bekker-Investments-LOGO-black-scaled.png","width":2560,"height":1337,"caption":"Bekker Investments"},"image":{"@id":"https:\/\/bekkerinvestments.co.za\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/bekkerinvestments.co.za\/index.php?rest_route=\/wp\/v2\/pages\/446","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bekkerinvestments.co.za\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bekkerinvestments.co.za\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bekkerinvestments.co.za\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bekkerinvestments.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=446"}],"version-history":[{"count":22,"href":"https:\/\/bekkerinvestments.co.za\/index.php?rest_route=\/wp\/v2\/pages\/446\/revisions"}],"predecessor-version":[{"id":936,"href":"https:\/\/bekkerinvestments.co.za\/index.php?rest_route=\/wp\/v2\/pages\/446\/revisions\/936"}],"wp:attachment":[{"href":"https:\/\/bekkerinvestments.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=446"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}